SimKredit: How to get a loan using USSD codes or SMS

- How to get SimKredit: describe the different ways to order SimKredit, the credit amounts, and the service fees. - How to repay SimKredit: explain how the debt and the fees are deducted from the balance or paid through PayCell bonuses. H2: What are the benefits of SimKredit? - Convenience: customers can get a loan anytime and anywhere without any paperwork or verification. - Flexibility: customers can choose the credit amount that suits their needs and budget. - Loyalty: customers who use SimKredit regularly can get higher credit amounts and lower service fees. H3: What are the limitations of SimKredit? - Eligibility: customers need to have an active line and a history of balance replenishment to use SimKredit. - Availability: customers can only get one SimKredit at a time and need to wait for 10 minutes after top-up before ordering another one. - Expiry: customers need to repay the debt within 30 days or it will be automatically deducted from their balance. H4: How to check the SimKredit balance and debt? - Balance: customers can dial *100#YES or send BALANS to 2525 to check their balance and see how much SimKredit they have left. - Debt: customers can dial *200*7#YES or send INFO to the corresponding numbers of SimKredit to find out their debt amount and expiry date. H2: What are the alternatives to SimKredit? - EkstraKredit: customers who have reached their credit limit can order an extra loan of 1 AZN with a service fee of 0.40 AZN. - DostKredit: customers who want to help their friends or relatives can order the maximum amount of credit for another subscriber with a USSD request. - SimTaksit: customers who want to repay their debt in installments can order a 2 AZN loan with a service fee of 0.40 AZN and pay 0.08 AZN per day for 30 days. H1: Conclusion - Summary: recap the main points of the article and highlight the advantages of SimKredit for customers who need a quick and easy loan. - Call to action: encourage customers to try SimKredit and visit the Azercell website for more information and offers. Table 2: Article with HTML formatting What is SimKredit and how does it work?

If you ever find yourself in a situation where you need to make an urgent call or send an SMS, but you don't have enough funds on your number balance, don't worry. You can get a loan using SimKredit, a convenient service from Azercell that allows you to borrow money and pay it back later.

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How to get SimKredit

There are different ways to order SimKredit, depending on how much money you need and how much you are willing to pay for the service. Here are the options:

Credit amount

How to get the credit

Service cost

1

*150#YES or kredit 9150

0.20

2

*250#YES or kredit 9250

0.40

3

*290#YES or kredit 9290

0.60

2 (SimTaksit)

*155#YES or kredit 9155

0.40

The cost of each SMS sent to activate SimKredit service is 0.05 AZN.

To find out about the debt of SimKredit, just send info to the corresponding How to repay SimKredit

When you order SimKredit, you agree to repay the debt within 30 days. The debt amount includes the credit amount and the service fee. For example, if you order 2 SimKredit, you need to repay 2.40 .

There are two ways to repay SimKredit:

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• By replenishing your balance: When you top up your balance, the debt amount will be automatically deducted from it. For example, if you have a debt of 2.40 and you top up your balance by 5 , you will have 2.60 left on your balance.

• By using PayCell bonuses: If you have enough PayCell bonuses, you can use them to pay off your debt. To do this, dial *200*6#YES or send BONUS to the corresponding numbers of SimKredit. For example, if you have a debt of 2.40 and you have 240 PayCell bonuses, you can send BONUS to 9250 and clear your debt.

If you do not repay your debt within 30 days, it will be automatically deducted from your balance. If you do not have enough balance, your line will be blocked until you top up your balance and clear your debt.

What are the benefits of SimKredit?

SimKredit is a great service for customers who need a quick and easy loan. Here are some of the benefits of SimKredit:

Convenience

You can get a loan anytime and anywhere without any paperwork or verification. You just need to dial a USSD code or send an SMS and get the credit instantly. You don't need to visit any office or fill out any form.

Flexibility

You can choose the credit amount that suits your needs and budget. You can get as little as 1 or as much as 3 depending on how much money you need and how much you are willing to pay for the service. You can also use SimTaksit to repay your debt in installments.

Loyalty

You can get higher credit amounts and lower service fees if you use SimKredit regularly. The more you use SimKredit, the more you save. You can also get discounts and offers from Azercell partners when you use SimKredit. What are the limitations of SimKredit?

SimKredit is a useful service, but it also has some limitations that you need to be aware of. Here are some of the limitations of SimKredit:

Eligibility

You need to have an active line and a history of balance replenishment to use SimKredit. You also need to have a positive balance on your number at least once in the last 30 days. If you have not used your number for more than 90 days, you will not be able to use SimKredit.

Availability

You can only get one SimKredit at a time and you need to repay it before you can order another one. You also need to wait for 10 minutes after top-up before you can order another SimKredit. If you have reached your credit limit, you will not be able to get more SimKredit until you reduce your debt.

Expiry

You need to repay your debt within 30 days or it will be automatically deducted from your balance. If you do not repay your debt on time, you may face penalties such as blocking of your line, suspension of your service, or termination of your contract. You may also lose your eligibility for SimKredit or other Azercell services.

How to check the SimKredit balance and debt?

If you want to know how much SimKredit you have left or how much debt you owe, you can check it easily by using the following methods:

Balance

You can dial *100#YES or send BALANS to 2525 to check your balance and see how much SimKredit you have left. You will receive an SMS with the information. The cost of each SMS is 0.05 AZN.

Debt

You can dial *200*7#YES or send INFO to the corresponding numbers of SimKredit to find out your debt amount and expiry date. You will receive an SMS with the information. The cost of each SMS is 0.05 AZN.

What are the alternatives to SimKredit?

If you need more money than SimKredit can offer or if you want to help someone else who needs a loan, you can use some of the alternatives to SimKredit that Azercell provides. Here are some of the alternatives:

EkstraKredit

If you have reached your credit limit and you still need more money, you can order an extra loan of 1 AZN with a service fee of 0.40 AZN. To do this, dial *200*1#YES or send kredit 9200. You can only order EkstraKredit once per day and you need to repay it within 24 hours.

DostKredit

If you want to help your friends or relatives who need a loan, you can order the maximum amount of credit for another subscriber with a USSD request. To do this, dial *200*2#YES and enter the number of the subscriber who needs the credit. The subscriber will receive an SMS with the confirmation code and will need to enter it within 10 minutes to get the credit. You will be charged a service fee of 0.20 AZN for each DostKredit request.

SimTaksit

If you want to repay your debt in installments, you can order a 2 AZN loan with a service fee of 0.40 AZN and pay 0.08 AZN per day for 30 days. To do this, dial *155#YES or send kredit 9155. You can only order SimTaksit once per mont